If you want to compare Florida insurance plans for Medicare beneficiaries, this is a good place to start. While some Floridians have other coverage through their jobs or other kinds of public medical plans, most retirees turn to either Medicare Advantage or Medigap plans. One company that has been providing reliable and affordable health coverage to the Sunshine State for generations is Florida Blue, and they have a variety of policies to help seniors.
One of the easiest ways to compare Florida Medicare plans is via our online quote form. It takes seconds to complete the form, and it can save you hours over having to speak with representatives of different insurers on your own. After you see customized lists of local offers, you are very welcome to call or email for more information too.
Compare Florida Insurance Plans for Medicare Beneficiaries
About Florida Blue: Florida Blue began as Blue Cross and Blue Shield of Florida. This insurer has its roots in the oldest US health insurance company, and it is networked with other Blue Cross companies in many different states. That means it’s possible to get very wide and broad coverage from this company if you want to. Of course, you can also pick a local plan that might help you save money on your healthcare costs.
Florida Medicare supplement plans: These are sometimes also called Medigap. They work with Part A and B of Medicare to provide coverage that helps fill in “gaps” for things that Medicare won’t pay for or won’t totally pay for. There are multiple levels of Medicare supplements, so you can choose one that best suits your own needs and budgets. The two most commonly selected supplements are Plan F and Plan C.
Florida Medicare Advantage: These actually replace original Medicare with a health insurance policy that provides coverage that is as good or better than Part A and B. You are free to return to original Medicare if you choose, but you may find that it’s easier to get affordable and accessible healthcare with one of these plans.
Florida Medicare drug plans: You can also purchase a stand-alone Part D policy to go with your Medigap policy. Supplements don’t include drug coverage. However, many Florida Blue Medicare Advantage plans do come with drug coverage, so you won’t need a stand-alone Part D plan.
People tend to select Medigap when they are more concerned about benefits and flexibility. Most Advantage plans work with networks, so they may not be quite as flexible for some beneficiaries. Also, you can find many very low or even $0 monthly premium Medicare Advantage choices, but supplements always have monthly premiums. But supplements like Plan F and C have very robust benefits, so they may save some people more money in the long run.
How to Compare Florida Medicare Insurance
Besides Florida Blue, these are some other large Medicare health insurance companies to consider:
There are actually a couple of dozen different Florida insurers that offer Medicare health insurance. Most of these insurers offer multiple coverage options too. Florida Medicare beneficiaries may have dozens of choices to select from, depending upon location. The right choice might depend upon which Florida city that you live in, your budget, and the way that you prefer to access doctors, hospitals, and other providers.
To start shopping for Medicare insurance, you can simply use our fast and free quote form. Just begin by selecting your location. Within moments, you can view a number of different options from local providers who are very eager to help you. We hope that this online quote system helps you find the right health coverage at the best price.